ESTIMATING FOR PROPERTY - REPLACEMENT

🔧 Property Replacement Cost Estimates – Insurance & Private Projects

Know the True Cost to Replace What You’ve Lost

When your property is damaged or destroyed—whether due to storm, fire, flood, or accident—accurate replacement cost estimates are essential. At Absolute Claims Advocates (ACA), we specialize in professional, itemized property replacement estimates for homeowners, landlords, HOAs, and commercial property owners.

Led by licensed public adjuster Paul L. Gutjahr, our estimates are trusted by insurers, restoration contractors, and property managers across multiple states. Whether you’re filing a claim or planning a rebuild, we help you avoid underpayment, budget properly, and move forward with confidence.

🔍 What We Offer

• Detailed Replacement Cost Estimates for insurance claims

• Depreciation analysis for ACV vs RCV policies

• Room-by-room damage assessments

• Structural & contents replacement costs

• Review of insurance payouts or contractor estimates

We use industry-standard software such as Xactimate to ensure that your estimates match current material and labor costs in your area.

✅ When You Need Replacement Estimates

• After a loss due to hurricane, fire, water, hail, or theft

• Insurance claim is underpaid or vague

• Contents and structure need to be valued separately

• You need documentation to support claim appeal or litigation

• You’re planning a rebuild or full replacement

📍 Areas We Serve

Our professional estimating services are available in:

• Florida (via ACA)

• Texas

• Georgia

• North Carolina

• South Carolina

• Tennessee

• Ohio

• Missouri

• Additional states on request

💻 Virtual and remote estimating services available nationwide

🏚 What We Estimate

• Total structure replacement

• Roof, flooring, walls, and major systems

• Interior finishes, cabinetry, fixtures

• Contents: appliances, electronics, furniture

• Outbuildings, fences, pools, garages, and more

🤝 Why Choose ACA?

• Estimates prepared by licensed public adjuster

• Based on actual local pricing—not generic figures

• Accepted by insurance companies & courts

• Fast, independent, and unbiased

• Ideal for complex, high-dollar losses

📞 Request a Replacement Estimate Today

Don’t rely on your insurer’s number—know what it really costs to rebuild or replace.

📧 PaulG@aca.claims
📱 (888) 869-4114
🌐 www.aca-claim.com