PUBLIC ADJUSTER SERVICES FOR PROPERTY INSURANCE CLAIMS

Paul Gutjahr

When disaster strikes your home or property, filing an insurance claim can be overwhelming. Most policyholders don’t realize how much money they’re leaving on the table by handling claims on their own. A licensed public adjuster works for you, not the insurance company, to ensure your damage is properly documented and fairly compensated.

🔎 What Is a Public Adjuster?

A public adjuster is a licensed insurance expert who represents property owners during the insurance claims process. Unlike the adjuster assigned by your insurance company, a public adjuster works solely in your best interest—evaluating damages, estimating repairs, handling all communication with the insurer, and negotiating for the maximum possible settlement.

🆚 Filing a Claim: With vs. Without a Public Adjuster

Situation	Without a Public Adjuster	With a Public Adjuster
Claim Valuation	Often underpaid or underestimated	Professionally evaluated for full value
Documentation	May miss key damages or details	Expert-level documentation, including 3D scans
Time Involved	Time-consuming paperwork and calls	We handle everything for you
Negotiation Power	You face the insurer alone	We fight for your rights
Payout	Often 30%–70% lower than it should be	Maximized claim based on policy terms

✅ When to Hire a Public Adjuster

Storm damage (hurricane, hail, flood, wind)
Fire or smoke damage
Water leaks or burst pipes
Vandalism or theft
Denied or underpaid claims
Commercial or high-value property damage

👤 Meet Your Adjuster: Paul L. Gutjahr

Paul is a licensed public adjuster serving clients across the U.S. (via ACA in Florida and individually licensed in other states). With years of experience negotiating with insurance carriers, Paul ensures your claim is accurate, stress-free, and fully documented. Whether you're a homeowner, landlord, or business owner—Paul fights for your rightful settlement.