When disaster strikes, navigating an insurance claim can feel overwhelming. Between paperwork, policy language, inspections, and low settlement offers, most property owners aren’t prepared to battle big insurance companies. That’s where a public adjuster comes in—not just as a support system, but as a strategic financial advantage.
📈 Real Numbers. Real Results.
According to a statewide study of over 76,000 insurance claims in Florida (OPPAGA Report), hiring a public adjuster can dramatically increase your payout:
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💧 Non-Catastrophe Claims:
With a public adjuster: $9,379
Without one: $1,391 -
🌪️ Hurricane/Catastrophe Claims:
With a public adjuster: $17,187
Without one: $2,029
That’s up to a 747% increase in insurance settlement.
Let that sink in.
📊 Why the Difference?
Insurance companies hire their own adjusters to minimize payouts—not to help you. These adjusters evaluate your damage with the insurer’s bottom line in mind.
A public adjuster works only for you. They evaluate, document, estimate, and negotiate every detail to make sure your claim is paid fully and fairly.
Here’s what a licensed public adjuster brings:
✅ In-depth policy knowledge
✅ Accurate damage estimates using industry software like Xactimate
✅ Full visual documentation (Matterport 3D scans, drone imagery)
✅ Direct negotiation with your insurance company
✅ Representation during mediations, appraisals, or disputes
✅ More time to focus on recovery—less on red tape
🛠 Who Needs a Public Adjuster?
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Homeowners with storm, fire, roof, or water damage
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Landlords & Property Managers managing multiple units
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HOAs & Commercial Buildings with high-value, complex claims
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Anyone facing a delayed, denied, or underpaid claim
🤝 Partner With a Pro
At Absolute Claims Advocates, we’ve helped resolve over 10,000 insurance claims across Florida, Texas, Georgia, the Carolinas, and beyond. Led by Paul L. Gutjahr, a licensed public adjuster with over 30 years of experience, our mission is simple: maximize your settlement. Minimize your stress.
📞 Call us today for a free claim review
📧 PaulG@aca.claims
🌐 www.aca-claim.com
📍 Serving FL, TX, GA, NC, SC & nationwide virtual support
Don’t go through it alone. Hire an expert who works for YOU.
We fight. You recover.