Water damage can be one of the most expensive and disruptive problems a property owner faces—especially when it’s hidden behind walls, beneath floors, or inside ceilings. But what happens when your insurance company undervalues the true extent of the damage?
This is exactly what happened to one of our clients—until Paul from Absolute Claims Advocates stepped in.
🚱 The Initial Estimate: $60,000
After a major water leak affected multiple areas of a residential property, the insurance company estimated the damage at $60,000. That seemed like a generous offer at first—until the repairs began revealing deeper structural issues, extensive mold, and long-term water intrusion.
The homeowner quickly realized that the offer wouldn’t come close to covering full restoration costs. That’s when they brought in Paul Gutjahr, licensed public adjuster and founder of Absolute Claims Advocates.
🔍 Paul’s Approach: Comprehensive Assessment & Expert Advocacy
Paul conducted a detailed inspection using advanced tools like moisture mapping, thermal imaging, and 3D Matterport scans to document the full scope of the damage. He reviewed the policy in-depth, consulted with contractors and specialists, and built a solid case for a much higher settlement.
He also managed all interactions with the insurance company, pushing back against delays and low valuations.
💰 The Final Result: $300,000 Settlement
With Paul’s knowledge and determination, the final settlement came to $300,000—a 5x increase from the original offer. That amount covered all repairs, restoration, and additional living expenses the family incurred while displaced.
✅ The Takeaway: Never Settle Without a Public Adjuster
Water damage claims are often underestimated because the real damage isn’t visible at first glance. Hiring a public adjuster like Paul can reveal the true cost of recovery—and make sure your insurance company pays what you’re actually owed.
📞 Think your water damage claim is underpaid? Let us fight for you. Contact Absolute Claims Advocates for a free consultation today.
